Players from Ireland acceptedNot locally licensediThis casino is not approved by the local gambling regulator of Ireland. The brand may still hold an international licence (Curaçao, Malta, etc.), but without in-country oversight you have no local complaints body, no guaranteed player-fund segregation under Ireland law, and limited legal recourse if a dispute arises.Kahnawake Gaming Commission
Welcome Bonus - 2nd Deposit
100% up to 250 USD
Visit Cosmo
GambleGrade scoreiGambleGrade Score is our proprietary rating calculated from 6 key metrics: Fair Bonuses (FBS), Trust Score (TRS), Payout Speed (PSS), Payment Convenience (PCV), UX & Mobile (UXS), and Customer Reviews (CRA). Each pillar carries a published weight; the weights are what turn six numbers into one.
55/100
Below avg
Cosmo
55 / 100
Welcome Bonus
100% up to 250 USD
Visit Cosmo
Score Breakdown

Cosmo Casino Score Breakdown

How we calculated the overall 55/100 score for Cosmo

Fair Bonuses ScoreiFair Bonuses Score - Fair Bonuses Score evaluates bonus terms, wagering requirements, maximum cashout limits, and overall fairness of casino promotions.
FBS · 20% weight
54/100+2 vs avg
Below avg
Below-average bonus terms. Higher wagering requirements or restrictive conditions reduce the real value.
Trust & Safety ScoreiTrust & Safety Score - Trust & Safety Score measures licensing quality, regulatory compliance, responsible gambling tools, and overall operator transparency.
TRS · 20% weight
53/100-20 vs avg
Below avg
Below-average trust signals. Licensing may be weak or T&C contain concerning clauses.
Payout Speed ScoreiPayout Speed Score - Payout Speed Score reflects how quickly players receive their withdrawals, including processing times and verification efficiency.
PSS · 15% weight
80/100+1 vs avg
High
Quick withdrawal processing with efficient verification procedures. Most cashouts handled promptly.
Payment ConvenienceiPayment Convenience - Payment Convenience Score assesses the variety of deposit/withdrawal methods, fee structures, and transaction limits available.
PCV · 15% weight
8/100-49 vs avg
Low
Very restricted payment methods. Thin method coverage, costly transfers, or caps low enough to split a payout.
UX & Mobile ExperienceiUX & Mobile Experience - UX & Mobile Experience evaluates website performance, mobile responsiveness, navigation quality, and registration flow simplicity.
UXS · 15% weight
87/100+23 vs avg
High
Very good UX with strong mobile performance. Navigation is clear and the overall experience is smooth.
Customer Reviews AggregatediCustomer Reviews Aggregated - Customer Reviews Aggregated collects and normalises player ratings from multiple independent review platforms.
CRA · 15% weight
49/100-22 vs avg
Low
Poor player reputation. Predominantly negative feedback with serious complaints about payouts, support, or fairness.
Quick Facts

Cosmo Casino Overview

Independently scored across 6 pillars · Our methodology.

55
/100
Below avg−10 vs avg
Below average - caution advised

We've independently scored Cosmo across 6 scoring pillars - from bonus fairness and trust to payout speed and player reviews. The overall GambleGrade score is 55 /100. Cosmo scores below average in our system. Several pillars score below the field, with friction showing up around terms, payouts or support. Worth reading section by section before deciding. Note that our terms analysis flagged 8 red and 11 yellow clauses in this casino's T&C - review the trust section below before depositing.

Where it stands out: Payout Speed (80), UX & Mobile (87).

Performing adequately: Bonus Fairness (54), Trust & Licensing (53).

Areas of concern: Payment Options (8), Player Reviews (49) - review those sections for details.

Pros & Cons
✦ Strengths
  • EUR currency fully supported for Irish players
  • Microgaming platform with progressive jackpot games available
  • Established since 2019 with Apollo Entertainment oversight
  • Live chat support available around the clock
  • Accepts Visa and Mastercard from Irish banks
⚑ Watch out
  • No licence from Gambling Regulatory Authority of Ireland
  • Monthly withdrawal limit capped at €4,000
  • Limited payment methods compared to modern casinos
  • Kahnawake licence offers less consumer protection than EU
Key metrics
Min deposit
10 EUR
Payout speed
Less than 48 hours
Withdrawal limit
4,000 EUR
Established
2019
Operator
Apollo Entertainment Limited
Features & support
Players from Ireland
Accepted
KYC required
Required
24/7 support
Available
Live chat
Yes
VIP program
-
Platform
Microgaming Viper
Links & languages
Languages
JPPTITESDEPLENfrfino
Support langs
ITESDEENfrfinosv
Licences
Kahnawake Gaming Commission
Currencies
USDEURGBPAUDZAR
Game types
BlackjackLive BlackjackRouletteLive Roulette
Screenshots
Bonuses · FBS

Cosmo Casino: Fair Bonuses Score

Below-average bonus terms. Higher wagering requirements or restrictive conditions reduce the real value.

54
/100
Below avg+2 vs avg
Below average - caution advised

We analysed 2 active bonuses at Cosmo across 1 categories (Welcome Bonus). The Fair Bonuses Score of 54/100 (Below avg) is primarily driven by the strongest individual offer- scoring 54/100- while the average across all bonuses sits at 41/100.

Below-average bonus programme. Cosmo applies high wagering multipliers, restrictive cashout caps, or tight deadlines that significantly erode the real value of most offers. Sticky bonuses and aggressive terms mean you'll give back most of the "bonus" through wagering. Run the calculators below before you claim anything here, then compare what you find with the top-rated bonus offers.

Key findings: 0 offers with 40x+ wagering requirements · 0 with wagering time limits · 0 requiring a promo code to activate.

Active bonuses
2
Best score
54 /100
Avg wagering
Not verified
Avg score
41 /100

Active bonuses

54
Welcome BonusBelow avg
100% up to 250 USD
Wagering: Not verifiedMin deposit: 10 USD
Non-StickyMax cashout: Not verified
Claim Bonus
Bonus details
This bonus applies to your 2nd Deposit only.
This bonus matches 100% of your deposit, up to 250 USD.
Minimum deposit to activate: 10 USD.
This bonus is non-sticky - you keep the bonus amount when you cash out.
Additional info: 100% Match Bonus up to $250 on the second deposit. Doubles the player's 2nd deposit amount.
29
Welcome BonusLow
150 Free Spins
Wagering: Not verifiedMin deposit: 10 USD
Non-StickyMax cashout: Not verified
Claim Bonus
Bonus details
This bonus applies to your 1st Deposit only.
Minimum deposit to activate: 10 USD.
Includes 150 Free Spins.
This bonus is non-sticky - you keep the bonus amount when you cash out.
Additional info: Deposit $10 and receive 150 chances to play on Mega Money Wheel slot game.
✓Accepted Game Types1
The percentage shows how much of each bet counts towards meeting the wagering requirement. For example, 100% means every dollar wagered counts in full, while 10% means only 10 cents per dollar count.
#1
Trust & Safety · TRS

Cosmo Casino: Trust & Safety Score

Below-average trust signals. Licensing may be weak or T&C contain concerning clauses.

53
/100
Below avg−20 vs avg
Below average - caution advised

Below-average trust signals. Licensing may be weak or T&C contain concerning clauses.

License Score
45% of TRS
35
Low−36 vs avg
Terms Score
50% of TRS
65
Average−10 vs avg
Support Score
5% of TRS
100
High+22 vs avg
Licensing1 license
Not locally licensediThis casino is not approved by the local gambling regulator of Ireland. The brand may still hold an international licence (Curaçao, Malta, etc.), but without in-country oversight you have no local complaints body, no guaranteed player-fund segregation under Ireland law, and limited legal recourse if a dispute arises.
Local licence · Ireland
Kahnawake Gaming Commission
Offshore licence · Kahnawake Gaming Commission
Weight: 35iWeight reflects how strong this licence is within the License sub-score. A heavier licence lifts the licence sub-score, which in turn feeds TRS at the published weight.
Terms & Conditions AnalysisAverage
Last snapshot: 29 Oct 2026 · Refreshed weeklyAnalysis for Ireland
8 red flags11 yellow flags
Broad AI training data consent requiredMedium risk
By creating an account, you automatically consent to the casino using all your gameplay data, behavioural patterns, and interactions for AI training and machine learning. The clause mentions seeking consent 'where required by law' but makes acceptance mandatory for service use.
Cited from terms
Player consents to the casino's use, processing, and analysis of all Player Data (including but not limited to gameplay data, behavioural patterns, performance metrics, user interactions, and any content submitted by Player) for artificial intelligence training, machine learning model development, and related research purposes.
Understand that your gameplay data will be used for AI training. If you're uncomfortable with this, don't create an account.
Terms can be changed without prior noticeHigh risk
The casino reserves the right to revise or remove any part of the Terms and Conditions at its sole discretion at any time without prior notice. Continued use after changes constitutes binding acceptance, placing the burden entirely on you to check for updates.
Cited from terms
Cosmo Casino reserves the right to revise and/or remove any part of the Terms and Conditions at its sole discretion at any time and without prior notice. Players should visit this page periodically for changes. Your continued use of the Casino or Services after the posting of changes constitutes your binding acceptance of such changes.
Check the terms regularly before each session. This is a significant risk as rules governing your funds can change without warning.
Account closure at sole discretion with no refundsHigh risk
The casino can close or suspend your account at its sole discretion with appropriate notice and reasons, but explicitly states no refund of account balances will be granted. This creates significant risk to your funds.
Cited from terms
Cosmo Casino reserves the right to close or suspend a Player's account at its sole discretion by giving an appropriate notice with reasons, including, but not limited to, any unauthorised use of the Player's account. No refund of account balances will be granted.
Don't keep large balances in your account. Withdraw winnings promptly as the casino can close your account and refuse to refund your balance.
Balances can be confiscated if verification failsHigh risk
If the casino cannot complete the verification process, your account may be closed or suspended and any balances including winnings can be confiscated, refunded, or deposits voided at the casino's discretion. This gives extremely broad power to seize funds.
Cited from terms
If we cannot complete the verification process the account may be closed and/or suspended and any balances (including winnings) confiscated/refunded or deposits voided at the casino's discretion.
Ensure all registration details are accurate and be prepared to provide comprehensive verification documents immediately upon request to avoid fund confiscation.
200x wagering requirement on first two bonusesHigh risk
The first and second deposit bonuses require 200 times play-through before bonus balance converts to cash. This is exceptionally high compared to industry standards (typically 30–50x) and makes it extremely difficult to withdraw bonus winnings.
Cited from terms
The first deposit bonus and second deposit bonus are subject to 200 times play-through before your bonus balance is converted to cash.
Avoid the first two deposit bonuses unless you plan to wager extensively. A €100 bonus would require €20,000 in wagers before withdrawal is possible.
Any withdrawal resets bonus balance to zeroMedium risk
If you make any withdrawal, your entire bonus balance is reset to zero, meaning all remaining bonus funds are forfeited. This applies even to partial withdrawals of deposited cash.
Cited from terms
If a Player makes a withdrawal, their bonus balance is reset to zero. This means that if a Player chooses to take back the money they deposited, they will lose any bonus they may still have remaining in their bonus balance.
Don't make any withdrawals until you've completed all wagering requirements, or you'll lose all bonus funds permanently.
Currency arbitrage gains forfeited without warningMedium risk
If the casino deems you've used their systems for financial gain through currency exchange arbitrage, any gains will be forfeited and deducted from your balance without warning or notification.
Cited from terms
Where Cosmo Casino deems that a Player has deliberately used the aforementioned systems for financial gain through arbitrage, any gains will be forfeited and deducted from the Player's balance without warning or notification.
Avoid making deposits and withdrawals in different currencies or engaging in any currency exchange strategies, as this may be deemed arbitrage and result in fund confiscation.
Chargebacks void winnings and lock all network accountsHigh risk
Players whose deposits are charged back, disputed, or revoked will have their winnings voided, balances confiscated, and all casino accounts on the entire Casino Rewards network locked. This is an extremely harsh penalty that extends beyond the single casino.
Cited from terms
Players whose deposits are repudiated, recalled, charged back, disputed, revoked or otherwise generally not paid will have their winnings voided, their balances confiscated and all their casino accounts on the Casino Rewards network locked.
Never initiate a chargeback. If you have a dispute, contact casino support first, as chargebacks will result in permanent loss of all funds and account access across multiple casinos.
Insufficient funds can void winnings and confiscate balancesHigh risk
If there are insufficient funds in your financial account either at deposit time or when the account is debited, the casino can reject deposits, void any winnings, and confiscate any casino account balances. This creates risk even for legitimate players with timing issues.
Cited from terms
In the event of insufficient funds at either of these times, Cosmo Casino reserves the right to reject deposits and to void any winnings and confiscate any casino account balances.
Ensure your payment method has sufficient funds both when depositing and for several days afterward. Banking delays could result in total loss of winnings.
Large wins limited to €4,000 per week withdrawalMedium risk Country-specific
Players who win substantially more than their total deposits across all Casino Rewards partner casinos can only withdraw a maximum of €4,000 per week. The casino may increase or decrease this at its sole discretion.
Cited from terms
Players who win a sum substantially greater than their total purchases across all Casino Rewards partner casinos will only be able to withdraw their winnings at a sum of maximal $4000 per week.
Be aware that large wins will be paid out slowly over many weeks. A €50,000 win could take over 3 months to fully withdraw.
Direct bank transfer withdrawals incur high feesMedium risk Country-specific
Withdrawals via Direct Bank Transfer incur fees of €35–€70 depending on the withdrawal amount. Under €3,000 costs €35, whilst over €3,000 costs €70. These fees apply on top of any bank charges.
Cited from terms
Withdrawal method DBT (Direct Bank Transfers) incurs withdrawal fees. These fees are: Under 3000 units: $50.00 USD, 35.00€, £30.00 Over 3000 units: $100 USD, 70.00€, £60.00
Use alternative withdrawal methods if available to avoid these fees. If DBT is your only option, make larger, less frequent withdrawals to minimise fee impact.
2.5% currency conversion fee on withdrawalsMedium risk Country-specific
Withdrawals processed in a different currency than your casino account currency are subject to a 2.5% currency conversion fee on top of the interbank market rate.
Cited from terms
Withdrawals that are required to be processed via a different currency to Player's casino account currency will be subject to a currency conversion. This currency conversion will be based on the average daily interbank market rate plus a currency conversion fee of 2.5%.
Deposit and withdraw in EUR to avoid conversion fees. A €1,000 withdrawal could cost €25 in conversion fees if processed in a different currency.
Dormant account balances removed within 60 daysMedium risk
If you haven't wagered, deposited, or withdrawn within a period at the casino's discretion, your account is deemed dormant and all balances (bonus and cash) will be removed within up to 60 days. Bonus funds are forfeited; cash can be returned upon request if verification passes.
Cited from terms
In the interest of protection of Player's funds, Cosmo Casino will remove any Player's balances (within a maximum of up to 60 days) which may be comprised of bonus and cash money. Bonus funds will be forfeited.
Log in and place at least one wager periodically to keep your account active. If your account becomes dormant, contact support immediately to reclaim cash balances.
Vaguely defined 'irregular play' can void all winningsHigh risk
The casino reserves the right to withhold withdrawals and confiscate all winnings for 'irregular play,' which includes betting more than 25% of bonus value, using double-up features, even-money bets, withdrawing deposits before bonus redemption, and other broadly defined behaviours.
Cited from terms
Cosmo Casino reserves the right to withhold any withdrawals and/or confiscate all winnings for irregular play. 'Irregular play' includes but is not limited to any one or more of the following types of play: Placing single bets equal to or in excess of 25% or more of the value of the bonus credited to the account
Read the irregular play definitions carefully and avoid any listed behaviours. The terms are broad enough that normal play patterns could be deemed irregular at the casino's discretion.
Malfunction voids all pays and playsMedium risk
In the event of any casino system malfunction, all wagers placed during that period will be null and void, as well as any payouts obtained. The casino also reserves the right to void winnings from hardware or software errors and confiscate gains.
Cited from terms
In the event of a Casino system malfunction all wagers placed during such period will be null and void, as well as payouts obtained from a malfunctioning game or service. Malfunction (whether on a website, software or device) voids all pays and plays.
Be aware that technical issues can result in voided winnings. Take screenshots of significant wins as evidence, though the casino's decision is likely final.
Third-party payment methods void winningsHigh risk
If the financial account used to deposit or withdraw is not in your name, the casino reserves the right to void any winnings and suspend your account indefinitely. This applies even to family members or joint accounts.
Cited from terms
If the credit/debit card, eWallet or financial account used to make the deposit to receive the sign up bonuses is not in the name of the individual registered on the Cosmo Casino account, the casino reserves the right to void any winnings.
Only use payment methods in your own name. Using a spouse's or family member's card will result in voided winnings and account suspension.
Complaints must be filed within 6 monthsMedium risk
You must submit any complaints or claims within 6 months of the issue occurring. Claims filed after this period may not be considered.
Cited from terms
Player's complaints/claims of any nature must be submitted within 6 months of the issue occurring.
Document issues immediately and file complaints promptly. Don't wait, as you only have 6 months from the incident to raise concerns.
Unused bonuses forfeited after 60 daysMedium risk
Promotional bonuses or prizes that remain unused in your account for longer than 60 days from registration date will be forfeited. Bonuses are deemed 'used' only once minimum wager requirements are met.
Cited from terms
Promotional bonuses/prizes that remain unused in a Player's casino account for longer than 60 days from the date of registration, will be forfeited. Promotional bonuses/prizes will be deemed 'used' once the minimum wager requirements have been met.
Complete wagering requirements within 60 days of registration or lose all promotional bonuses. Track your bonus expiry dates carefully.
Casino may require notarised verification documentsMedium risk
The casino reserves the right to require verification documents to be certified by a registered Notary or registered professional. This can add significant cost and delay to the withdrawal process.
Cited from terms
Should it be deemed necessary the casino may also require these documents to be certified by a registered Notary or a registered professional.
Be prepared for potentially expensive notarisation requirements. Budget for notary fees if you plan to make large withdrawals.
Customer Support100/100
Live chat available
24/7 support
English website
English live chat
Players from Ireland supported
Trust scores are based on publicly available data: licensing registers, AI-scraped Terms & Conditions, and support capability checks. A score changes when one of its inputs changes, and not otherwise. Confirm anything here against the operator before you put money in.
Payments · PCV

Cosmo Casino: Payment Convenience

Very restricted payment methods. Thin method coverage, costly transfers, or caps low enough to split a payout.

8
/100
Low−49 vs avg
High caution - approach carefully

Payment coverage at Cosmo is restrictive and likely to frustrate players. The cashier supports 14 payment methods across 10 currencies. Of these, 3 are premium tier-A methods and 4 are tier-B options. The published withdrawal limit is 4,000 EUR per period. Standard processing fees may apply on some methods. No locally popular payment methods are listed for Ireland. Your local currency EUR is supported directly - no FX conversion on deposits.

Local Methods
0
Local currency · Yes
Country accepted
Yes
Methods
14
Payment options
Currencies
10
Supported currencies
Withdrawal Limit
4,000 EUR
Fees
Unknown

Accepted Currencies 10

USD EUR GBP AUD ZAR DKK SEK NZD NOK CAD

Payment Method Tier Coverage

Tier A
3
( Best )
Tier B
4
( Good )
Tier C
6
( Fair )
Tier D
1
( Basic )

Payment Methods 14

eCheck
Tier C
MuchBetter
Tier C
InstaDebit
Tier B
Bank Transfer
Tier B
Neteller
Tier B
Visa
Tier A
Paysafecard
Tier C
Interac Online
Tier D
Payment methods and currency support are sourced from public casino data and may vary by region. Tiers A to D come out of a model weighting speed, coverage and reliability. Check the cashier itself before you deposit; method availability changes without notice.
Payout Speed · PSS

Cosmo Casino: Payout Speed Score

Quick withdrawal processing with efficient verification procedures. Most cashouts handled promptly.

80
/100
High+1 vs avg
Strong choice

Quick withdrawal processing with efficient verification procedures. Most cashouts handled promptly.

Withdrawal Window
Less than 48 hours
Typical for fast e-wallets; verification can still add delays.
Contractual Maximum
3 days
The longest Cosmo Casino's own terms allow a withdrawal to take. The window above is what the measured payouts actually land in.
Plus a 48 hours pending period before processing starts.
From the terms: Withdrawn funds will be held in pending for 48 hours. Once 48 hours have passed, the withdrawal will be processed during the following business day.
Speed Estimate
Less than 48 hours
SlowAverageFastInstant

What Affects Payout Speed

Verification (KYC)
Identity checks can delay first withdrawals by 24-72h depending on the casino.
Processing queue
Some casinos batch withdrawals at set times; others process in real-time.
Payment method
E-wallets are often fastest. Card and bank rails commonly add three to five working days on top.
Withdrawal limits
Casinos with low caps may split large payouts into multiple payments over days.

Potential Payout Delays

KYC verification required - first withdrawal may take longer.
Account closure at sole discretion with no refunds
Balances can be confiscated if verification fails
Any withdrawal resets bonus balance to zero
Currency arbitrage gains forfeited without warning
Insufficient funds can void winnings and confiscate balances
Large wins limited to €4,000 per week withdrawal
The PSS score reflects payout speed signals and potential friction points found in public casino policies. Actual withdrawal times may vary based on your payment method, verification status, and the casino's internal processing schedule.
UX & Mobile · UXS

Cosmo Casino: UX & Mobile Experience

Very good UX with strong mobile performance. Navigation is clear and the overall experience is smooth.

87
/100
High+23 vs avg
Strong choice

Cosmo provides a smooth, polished user experience on mobile. Mobile page-load performance scores 81/100 - good. Mobile usability rates 79/100 - good for tap targets, layout and viewport. Navigation clarity comes in at 85/100 - good. Game search and filtering score 85/100 - good. Registration friction is rated 90/100 - excellent. Players will find strong execution on 5 signals.

Strengths
  • Mobile Performance
  • Mobile Usability
  • Navigation Clarity
  • Game Search UX
  • Registration Flow

UX Signal Breakdown

Mobile Performance
81
Good
Page load speed and responsiveness on mobile devices (Lighthouse).
Mobile Usability
79
Good
Tap targets, layout stability, font sizing and viewport (Lighthouse).
Navigation Clarity
85
Good
How easily players find key pages - lobby, cashier, support on mobile.
Game Search UX
85
Good
Quality of search, filters and game discovery on mobile.
Registration Flow
90
Excellent
Sign-up friction - fewer steps and fields mean a higher score.
UXS pairs Lighthouse measurements with hand-checked navigation, game search and sign-up flows. All signals are normalized to a 0-100 scale. Scores may update as we run new checks.
Reviews · CRA

Cosmo Casino: Customer Reviews Aggregated

Poor player reputation. Predominantly negative feedback with serious complaints about payouts, support, or fairness.

49
/100
Low−22 vs avg
High caution - approach carefully

Player sentiment around Cosmo is overwhelmingly negative with serious recurring complaints. Reviews are aggregated from 3 independent review platforms. Highest external rating is 64/100; lowest is 32/100. No player reviews submitted for this brand yet.

External Score
49/100
3 sources
Our Reviews
-
0 reviews
Sentiment
-
External Platform Ratings 3
32
Trustpilot
1.6 / 5Poor
Updated 29 Oct 2026
64
Casino Guru
6.4 / 10Average
Updated 29 Oct 2026
50
LCB
2.5 / 5Average
Updated 29 Oct 2026
Accuracy notice: Ratings from external platforms are collected automatically and may differ by up to 10% from current values due to differences in scales, moderation and update frequency. The source platforms are authoritative; this is a snapshot of them.
Player Reviews
There are no player reviews for this casino yet. Be the first to share your experience.
Share Your Experience with Cosmo
Help other players by leaving an honest review
CRA combines player reviews from independent platforms with reviews submitted directly to our system. Patterns show up across withdrawals, support, bonus terms and overall satisfaction.
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